USBA Life & Health Insurance for Military & Federal Employees

For over 60 years, USBA has helped Members protect their family’s financial future by offering life insurance, health insurance supplements, and other products and services to military personnel, Federal employees, National Guard and Reserve members, Veterans and their families.

USBA life insurance

Life
Insurance

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USBA health insurance

Health
Insurance

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USBA special offers

Special
Offers

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How Much Life Insurance Coverage Do I Need?

Determine Based on Cost

This option helps direct you towards a policy that fits your current budget, and future needs.

Determine Based on Financial Need

This option helps you estimate based on: future expenses, income & assets, one-time expenses/debts, and one-time gains & assets.

Introducing QuickDecisionSM—A Faster Way to Apply

Want a decision fast? With QuickDecision, eligible USBA Members can apply for 5, 10, 15, and 20-Year Group Level Term Life coverage online and receive an application decision in minutes. Typically with no medical exam, no blood tests and no hassle.

QuickDecision is available to eligible USBA Members age 49 and younger who apply for 5-Year Group Level Term Insurance requesting up to $250,000 in coverage or those age 60 and younger who apply for 10, 15, and 20-Year Group Level Term Insurance coverage requesting up to $750,000 in coverage. If you are not eligible for QuickDecision, your application will proceed through standard underwriting.
Disclosure: QuickDecision uses answers to online health questions and securely accessed data which may include prescription, motor vehicle, and medical claims data. An approval decision is conditional upon your group status, coverage limits, and other factors. A referral decision may be given and may require a medical exam. Some applicants may be declined coverage. QuickDecision is not available for all products or in all states and territories.

Staying True to Our Mission

Uniformed Services Benefit Association (USBA) was founded in 1959 to meet the needs of Active Duty military personnel, who at the time had difficulty finding adequate life insurance coverage that would cover combat-related deaths. USBA was one of the first companies to do away with the “war clause” in all of its military life insurance policies. Today, with the backing of insurance leader New York Life Insurance Company, USBA continues to help those who serve our Nation gain security for their future, and the future of their families.

See what other Members are saying…

Now-a-days it is hard to find a nonprofit set up like USBA. It is really important to me and they still offered a really great product.

The experiences of these clients described herein may not be representative of the experiences of other clients.

Become a Member of USBA Now

As a USBA Member, you’ll join a community that understands your commitment to your country, and your family. Our nonprofit association strives to support our Members through cost savings and personal service, and we’re proud to serve multiple generations of their families. Become a Member today and let USBA help you protect your family’s future. There are no fees and no annual dues involved in USBA Membership.