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Your Active Duty Is About To End.

Your Need For Affordable Life Insurance Is About To Begin.

FREE RATE QUOTE TO REPLACE SGLI All fields are required.

Don’t worry, if you fill out an online application, the primary spouse information will be saved!
First Name:
Last Name:
Email Address:
State
Gender
Birthdate / /
Smoker*
Request Coverage $
($25,000 to $500,000)
Request Coverage For My Spouse
USBA Privacy Policy

Apply now, so there will be no gap in your coverage.

You have exactly 120 days from your separation to secure life insurance coverage to help protect your family.* Long Term 20SM Year Group Level Term Life Insurance Plan** is designed to provide the coverage you need at competitive rates. And remember, the younger you are when you apply, the lower your rates may be. While not guaranteed, rates are expected to remain the same for the next 20 years.

Why USBA?

  • Our policies are underwritten by New York Life Insurance Company, receiving the highest possible financial strength ratings currently awarded to any life insurer by all four major credit rating agencies.***
  • Superior customer service with a wide range of products available.
  • Coverage is entirely portable and adaptable to your needs.
  • Immediate emergency payment to your spouse beneficiary. Some restrictions apply.
USBA logo. Armed with Compassion. Dedicated to Service.
Call us TOLL FREE today for a free quote or to apply.
(877) 235-2860
New York Life logo

New York Life
Insurance Company
51 Madison Ave
New York, NY 10010
Policy Form GMR

USBA is underwritten by New York Life Insurance Company. One of the country’s oldest and most reliable life insurance providers.


* Government issued SGLI expires 120 days after separation from the military.
** CLICK HERE for details including eligibility, benefits, limitations, renewal provisions and more. Not available in all states.
*** All USBA Group life insurance policies are underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy Form GMR. New York Life has received the highest financial strength ratings currently awarded to any U.S. life insurer by Standard & Poor’s (AA+); A.M. Best (A++); Moody’s (Aaa); and Fitch (AAA). Source: Individual Third-Party Ratings Reports as of 11/17/2023.
^ Some restrictions apply
^^ USBA defines a smoker as anyone who has used tobacco or nicotine in any form, including nicotine patches and nicotine gum, during the past 24 consecutive months.