Uniformed Services Benefit Association  
 
   
 
TWO for ONE Family Plan
     Features | Options | FAQs | Rates
   
       
 

Parents With BabyTWO for ONE our most popular plan:

Our TWO for ONE Family Life plan has been our most popular life insurance plan almost from the first day we introduced it in 1993. And there's a good reason for that.

Today's two-income families have household budgets based on two incomes. Just insuring the primary breadwinner doesn't truly protect the family as it probably did in our parents' generation. If either you or your spouse were to die unexpectedly, your family's lifestyle and future could be in jeopardy if both of you aren't insured adequately.

But do you really need two insurance policies...and the added expense and hassle of paying two premiums? What you probably need is insurance on the first person to die.Here's why: The benefits paid on that first life would in many cases take care of "the big three"...your mortgage, car payments, and children's education. And the surviving spouse would no longer need a coverage amount large enough to cover these major expenses. That's why we say it's the first person to die that needs the largest amount of insurance. And obviously no one can predict who will die first.

So here's the important benefit of TWO for ONE...It covers both of you for the same amount of coverage, it pays on whoever dies first, but there's only one premium to pay...not two!

Another Important Benef...should the two of you die within 15 days of each other as the result of the same accid...the full benefit amount would be paid for each life.

Before you begin the application process, be sure to review the TWO for ONE® Plan Features, Options and rates.

You can complete your application online and when you are finished we'll ask you to decide if you want to:

• Submit Electronically
(We'll mail you a pre-filled application for your review and signature)

• Print and Mail
(After completing the application, you can print it, sign it and mail it to us with a check for the required premium amount. If we cannot issue a policy for any reason, we will refund the amount you paid in full.)

  

Before you begin the application process, be sure to review the TWO for ONE® Plan Features, Options and rates.

Print an application and complete at your convenience.

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Questions?

We're happy to help! Call us at 1-800-368-7021 from 8:00 a.m. - 4:30 p.m. Central time for live assistance (or leave a message after hours for prompt callback). You can also email us at usbainfo@usba.com

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  USBA's Group Life Insurance Plans Are Underwritten by New York Life Insurance Company.  


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